phearn Casino Terms & Conditions

1. Acceptance of Terms

These Terms and Conditions ("Terms") constitute a legally binding agreement between you ("Player," "User," "you") and phearn Casino ("phearn," "we," "our," "us"), governing your access to and use of the phearn Casino website at phearn.vip and all associated services, games, and features (collectively, the "Platform").

By accessing the phearn Platform, creating an account, making a deposit, or participating in any game, promotion, or activity offered by phearn, you acknowledge that you have read, understood, and agree to be bound by these Terms in their entirety. If you do not agree to any portion of these Terms, you must immediately cease using the phearn Platform.

phearn reserves the right to amend these Terms at any time. Continued use of the phearn Platform following the posting of revised Terms constitutes your acceptance of the amended agreement. We recommend reviewing these Terms periodically.

2. Eligibility

To register and use phearn Casino, you must satisfy all of the following eligibility requirements:

• You must be at least 21 years of age. phearn enforces a strict 21+ age policy in compliance with Philippine gambling regulations. Players under 21 are absolutely prohibited from registering or using any phearn service.
• You must be a natural person and not a corporation, partnership, trust, or other legal entity.
• You must be legally permitted to participate in online gambling activities under the laws applicable to your jurisdiction.
• You must not be a current employee, contractor, director, officer, or agent of phearn Casino, nor an immediate family member of any such person.
• You must not have been previously excluded from phearn or have had a phearn account permanently closed for breach of these Terms.
• You must provide accurate, truthful, and complete personal information during registration and maintain the accuracy of such information throughout your relationship with phearn.

3. Account Registration

Each individual is permitted to hold only one (1) active phearn account. Registration of multiple accounts by the same individual is strictly prohibited and will result in the suspension of all associated accounts and forfeiture of any accumulated balances.

3.1 Registration Information

During registration, you are required to provide your full legal name, date of birth, valid Philippine mobile number, and email address. All information provided must be accurate, current, and complete. phearn reserves the right to verify the identity of any player at any time and to request additional documentation for KYC (Know Your Customer) compliance purposes.

3.2 Account Verification

Prior to processing any withdrawal from your phearn account, we may require you to complete identity verification by submitting a valid government-issued Philippine identification document (e.g., Philippine passport, UMID, SSS ID, driver's license, or PhilSys national ID). phearn will process verification documents within a reasonable timeframe and will notify you of the outcome.

3.3 Account Responsibility

You are solely responsible for all activity that occurs under your phearn account. You must not share your phearn login credentials with any third party, allow any third party to access your account, or use the account of another player. phearn will not be liable for any loss or damage arising from unauthorized access to your account resulting from your failure to maintain the confidentiality of your login credentials.

4. Account Security

phearn implements industry-standard security measures to protect the integrity of your account, including 256-bit SSL encryption across all data transmissions and optional two-factor authentication (2FA). You are strongly encouraged to enable 2FA on your phearn account to provide an additional layer of protection beyond your password.

You must notify phearn immediately if you suspect unauthorized access to your account, if your login credentials have been compromised, or if you become aware of any suspicious activity associated with your phearn account. You can reach our security team at any time through the 24/7 live chat support feature on the phearn Platform.

phearn reserves the right to lock or suspend any account where suspicious activity is detected, pending investigation. This action is taken for player protection and phearn will communicate with the account holder to resolve the matter as promptly as possible.

5. Deposits & Withdrawals

5.1 Deposits

phearn accepts deposits via GCash, PayMaya, BPI, BDO, Metrobank, and other approved Philippine payment methods. The minimum deposit amount is ₱100. Deposits are credited to your phearn wallet upon confirmed receipt of funds. phearn does not charge deposit fees; however, third-party payment providers may impose their own transaction charges.

All deposits and transactions on the phearn Platform are denominated in Philippine Peso (PHP / ₱). phearn does not accept deposits from third-party accounts — all funds deposited to phearn must originate from a payment account registered in your own name.

5.2 Withdrawals

Withdrawals are processed to the same payment method used for the most recent deposit, where technically feasible. The minimum withdrawal amount is ₱500. phearn targets withdrawal processing within approximately 15 minutes for GCash and PayMaya, though actual timing may vary depending on the payment provider and any applicable verification requirements.

phearn reserves the right to conduct additional verification checks before processing withdrawal requests, particularly for first-time withdrawals or withdrawal amounts above specified thresholds. This is a standard anti-money laundering measure and is not intended to cause inconvenience to legitimate players.

5.3 Currency

All phearn account balances, transactions, bonuses, and jackpot amounts are denominated exclusively in Philippine Peso (PHP). phearn does not offer multi-currency accounts.

6. Bonuses & Promotions

phearn Casino may offer bonuses, promotions, free credits, cashback offers, and other incentives to eligible players from time to time. The following general terms apply to all phearn bonuses unless otherwise specified in the individual promotion's terms:

• Bonuses are credited to eligible phearn accounts automatically or upon request, depending on the promotion type.
• All bonus funds are subject to wagering requirements before they may be withdrawn. Specific wagering multiples are disclosed on each individual promotion's terms page.
• Bonuses may be valid for a limited time period. Unused bonus funds may expire if wagering requirements are not met within the specified timeframe.
• phearn reserves the right to limit bonus eligibility, modify bonus amounts, or withdraw bonus offers at any time without prior notice.
• Abuse of the bonus system — including collusion, use of multiple accounts, systematic low-risk wagering designed to exploit bonuses, or any other behavior phearn considers to be bonus abuse — will result in forfeiture of all bonus funds and may result in permanent account closure.
• Bonuses may not be transferred between phearn accounts or converted to cash outside of the applicable wagering requirements.

7. Gameplay Rules

All games offered on the phearn Platform are governed by individual game rules published within each game interface. You are responsible for familiarizing yourself with the applicable rules before participating in any game.

phearn uses certified Random Number Generator (RNG) technology in all applicable games to ensure fair and unpredictable outcomes. Live dealer games are operated by licensed third-party game providers whose games are independently audited for fairness.

In the event of a technical fault, server error, or any malfunction that results in an interrupted game session or an incorrectly calculated outcome, phearn reserves the right to void the affected game round and refund the relevant stake to the player's phearn account. phearn will not be liable for any claimed losses or profits that would have been realized had the malfunction not occurred.

phearn reserves the right to void bets and withhold payouts where there is evidence of exploitation of software bugs, game errors, or any other form of technical manipulation.

8. Prohibited Conduct

The following conduct is strictly prohibited on the phearn Platform. Breach of any of these prohibitions may result in immediate account suspension, forfeiture of funds, and legal action where appropriate:

• Registering more than one phearn account, whether under your own name or using false or third-party identity information.
• Using the phearn Platform for any unlawful purpose, including money laundering, fraud, or any activity that violates Philippine law.
• Colluding with other players to gain an unfair advantage in any game.
• Using software, bots, scripts, or other automated tools to interact with the phearn Platform or manipulate game outcomes.
• Exploiting software errors, bugs, glitches, or vulnerabilities in the phearn system.
• Providing false information during registration, verification, or any other interaction with phearn.
• Allowing any person under 21 years of age to access or use your phearn account.
• Engaging in abusive, threatening, or harassing conduct toward phearn staff or other players.
• Attempting to reverse-engineer, decompile, or otherwise interfere with the phearn Platform's software or infrastructure.

9. Responsible Gaming

phearn Casino is committed to promoting responsible gambling practices among all Filipino players. We believe that gambling should be an enjoyable entertainment activity, and we take seriously our obligation to provide tools and resources that help players stay in control.

The following responsible gaming tools are available to all phearn account holders:

• Deposit Limits: Set daily, weekly, or monthly deposit limits on your phearn account to manage your spending.
• Loss Limits: Configure maximum loss thresholds over a specified period to prevent unintended overspending.
• Session Time Reminders: Set session length notifications to remind you of how long you have been playing.
• Self-Exclusion: Temporarily or permanently exclude yourself from the phearn Platform. Self-exclusion requests will be processed promptly and phearn will take reasonable steps to prevent you from accessing your account during the exclusion period.
• Reality Checks: Receive periodic in-session notifications displaying your net gaming activity.

All responsible gaming tools can be accessed and configured directly within your phearn account settings. Requests to reduce limits are processed immediately. Requests to increase limits may be subject to a cooling-off period. Visit the phearn Responsible Gaming page for full details and additional resources.

10. Intellectual Property

All content on the phearn Platform — including but not limited to software, game content, graphics, text, logos, trademarks, trade names, and design elements — is the property of phearn Casino or its licensed third-party content providers and is protected by applicable intellectual property laws.

You are granted a limited, non-exclusive, non-transferable, revocable licence to access and use the phearn Platform for your personal, non-commercial entertainment purposes only. You may not copy, reproduce, distribute, publish, display, modify, create derivative works of, or commercially exploit any content from the phearn Platform without express prior written consent from phearn.

11. Limitation of Liability

To the fullest extent permitted by applicable Philippine law, phearn Casino and its officers, directors, employees, agents, and licensors shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from or related to your use of the phearn Platform.

phearn's total aggregate liability to any player for direct damages shall not exceed the total deposits made by that player in the twelve (12) months immediately preceding the claim. This limitation applies regardless of the theory of liability (contract, tort, negligence, strict liability, or otherwise) and even if phearn has been advised of the possibility of such damages.

phearn does not warrant that the Platform will be uninterrupted, error-free, or free from viruses or other harmful components. Access to the phearn Platform is provided on an "as-is" and "as-available" basis.

12. Account Suspension & Closure

phearn reserves the right to suspend, restrict, or permanently close any player account at our sole discretion, with or without prior notice, for reasons including but not limited to:

• Breach of any provision of these Terms;
• Provision of false, inaccurate, or misleading information;
• Failure to complete identity verification within a reasonable timeframe;
• Suspected fraud, collusion, or money laundering activity;
• Suspected unauthorized access or use of the account;
• Conduct that phearn determines to be harmful to other players, phearn staff, or the integrity of the Platform.

Upon closure of an account in good standing (i.e., not closed as a result of fraud or material breach), any remaining verified balance in the player's phearn account will be returned to the player via their registered payment method, subject to completion of applicable verification procedures. Bonus funds are not withdrawable upon account closure unless wagering requirements have been fully satisfied.

Players who wish to voluntarily close their phearn account may do so by contacting customer support through the 24/7 live chat feature.

13. Amendments to Terms

phearn Casino reserves the right to modify, update, or replace these Terms at any time at our sole discretion. We will endeavour to provide reasonable notice of material changes by posting the updated Terms on the phearn Platform, displaying the "Last Updated" date prominently, and, where appropriate, notifying registered players via email or in-platform notification.

Your continued access to or use of the phearn Platform following the effective date of any such changes constitutes your binding acceptance of the revised Terms. If you do not agree to the amended Terms, you must cease using phearn and may request account closure as described in Section 12.

14. Governing Law & Dispute Resolution

These Terms and any dispute, controversy, or claim arising out of or in connection with them shall be governed by and construed in accordance with the laws of the Republic of the Philippines, without regard to its conflict of law provisions.

In the event of a dispute between you and phearn, we encourage you to contact phearn customer support in the first instance so that we may attempt to resolve the matter informally and promptly. phearn's support team is available 24/7 and aims to resolve all player disputes within a reasonable timeframe.

If a dispute cannot be resolved informally, you agree that any formal proceedings shall be subject to the exclusive jurisdiction of the competent courts of the Philippines.

15. Contact Us

If you have any questions, concerns, or complaints regarding these Terms and Conditions or any aspect of your phearn Casino account, our support team is available 24 hours a day, 7 days a week.